Terms of Service - WolvCapital

Welcome to WolvCapital. By accessing or using our services, you agree to be bound by these Terms of Service. Please read them carefully before using the platform.

1. Eligibility

To use WolvCapital's services, you must meet the following requirements:

Be at least 18 years of age or the age of majority in your jurisdiction
Have the legal capacity to enter into binding contracts
Be legally permitted to invest in cryptocurrencies and digital assets in your jurisdiction
Not be located in a country subject to international sanctions or embargoes
Not be prohibited from using financial services under applicable laws

By creating an account, you confirm that you meet these requirements and that all information provided during registration is accurate, complete, and up-to-date.

2. Account Responsibilities

When you create an account with WolvCapital, you agree to the following:

Confidentiality: You are responsible for maintaining the confidentiality of your login credentials, including your password and any two-factor authentication codes
Account Activity: Any activity conducted under your account will be deemed your responsibility, whether authorized by you or not
Notification: You must notify us immediately at security@wolvcapital.com if you suspect unauthorized access to your account
Accurate Information: You must provide and maintain accurate personal and financial information at all times
Single Account: Each user is permitted only one account. Multiple accounts may result in suspension or termination

3. Services

WolvCapital provides the following services:

Digital Investment Opportunities: Access to structured investment plans with varying risk profiles and return rates
Virtual Visa Cards: Premium virtual cards for secure online transactions (subject to approval)
Multi-Currency Deposits: Support for various digital and traditional currency deposit methods
Manual Transaction Review: Off-chain approval process for enhanced security
Portfolio Management: Dashboard access to track investments, transactions, and account balance

Important: Services may be modified, suspended, or discontinued at our sole discretion with reasonable notice. We reserve the right to deny service to any user or jurisdiction as required by law or business policy.

4. Investment Risks

All investments carry inherent risk, and cryptocurrency investments are particularly volatile. You acknowledge and accept that:

Investment returns are not guaranteed and may fluctuate significantly due to market conditions
You may lose some or all of your invested capital
Past performance does not predict future results
Digital asset values can decline rapidly and without warning
Market conditions, regulatory changes, and technological factors may impact your investments

Users must review our Risk Disclosure document before making any investment decisions. By proceeding with investments, you confirm that you have read and understood all associated risks.

5. Fees

WolvCapital may charge fees for certain services and transactions, including but not limited to:

Deposit processing fees (depending on payment method)
Withdrawal transaction fees
Virtual card issuance and maintenance fees
Currency conversion fees
Early withdrawal penalties on investment plans

All applicable fees will be clearly disclosed prior to transaction execution. Fee schedules may be updated from time to time with notice provided through the platform or via email.

6. Compliance

As a user of WolvCapital, you agree to comply with all applicable laws and regulations. Specifically, you agree not to:

Use the platform for money laundering, terrorist financing, or other illegal activities
Provide false or misleading information during identity verification
Attempt to circumvent our security measures or manual review processes
Engage in market manipulation or fraudulent trading practices
Violate intellectual property rights or use the platform to transmit malicious code
Use the platform on behalf of sanctioned individuals, entities, or jurisdictions

Enforcement: We reserve the right to suspend, freeze, or terminate accounts that violate these compliance standards. We may report suspicious activity to relevant authorities as required by law.

7. Manual Approval Process

All financial transactions on WolvCapital undergo manual off-chain review by our compliance team. This means:

Processing times typically range from 24-72 hours
Transactions may be delayed during high-volume periods or require additional verification
We reserve the right to request additional documentation before approving transactions
Transactions may be rejected if they do not meet our compliance standards
Emergency or instant withdrawals are not available due to our security protocols

8. Limitation of Liability

To the fullest extent permitted by applicable law:

WolvCapital is not liable for losses arising from market volatility or investment performance
We are not responsible for losses due to user negligence, including compromised credentials
We shall not be liable for service interruptions caused by third-party providers or technical issues
Our total liability for any claim shall not exceed the amount of fees paid by you in the 12 months preceding the claim
We are not liable for consequential, indirect, or punitive damages

9. Indemnification

You agree to indemnify and hold harmless WolvCapital, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

Your violation of these Terms of Service
Your violation of applicable laws or regulations
Your use or misuse of the platform
Unauthorized access to your account due to your negligence

10. Termination

Either party may terminate this agreement:

By You: You may close your account at any time by contacting support, subject to completing all pending transactions
By Us: We may suspend or terminate your account immediately for violation of these terms, compliance concerns, or as required by law

Upon termination, you remain responsible for all outstanding obligations. We will process withdrawal of remaining funds subject to our standard approval process and compliance requirements.

11. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the United Kingdom. Any disputes arising from or relating to these terms or your use of the platform shall be resolved in UK courts unless otherwise required by mandatory consumer protection laws in your jurisdiction.

Where applicable law requires disputes to be resolved through arbitration or alternative dispute resolution, such provisions shall take precedence.

12. Amendments

WolvCapital reserves the right to modify these Terms of Service at any time. Changes will be effective:

Immediately upon posting for non-material changes
30 days after notification for material changes affecting your rights

Continued use of the platform after changes become effective constitutes acceptance of the revised terms. We will notify you of material changes via email or platform notification.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely matches the intent of the original.

14. Contact Information

For questions, concerns, or notices regarding these Terms of Service, please contact us:

General Inquiries: support@wolvcapital.com
Legal Matters: legal@wolvcapital.com
Compliance Issues: compliance@wolvcapital.com

Agreement Acknowledgment

By creating an account and using WolvCapital's services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, our Legal Disclaimer, Risk Disclosure, and Privacy Policy.